1 lb ground beef
1 can black beans
1 can refried beans
1 4oz can green chilies
2 cups shredded mexican cheese
1 cup salsa ( I just use pace)
1 bag tortilla chips
olives, green onions, tomatoes, sour cream, avocado, etc... for garnish

layer refried beans, ground beef, black beans, green chilies, cheese, and salsa
bake at 350 for about 30 minutes
serve over tortilla chips with garnishes


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